With the home buying and selling process comes a lot of paperwork. It can be overwhelming, but there are ways to make it easier. Northern Lights Home Staging and Design has compiled some tips and tricks to take the stress out of this process.
Find the Best Rates
Before you start looking for homes, it is important to know what budget you can work within. Carefully estimate what you can afford to buy and research mortgages that will fit your needs and budget. Knowing your budget will help narrow down your options and save time when looking for homes.
Use Tools to Make Collaboration Easy
Digitizing documents into PDF forms helps you keep them organized and easy to find in one place. A PDF merger saves time by quickly merging multiple documents together, eliminating the risk of losing track due to clutter. Conversely, you can use a tool to streamline documents—you may consider this option to delete pages from a PDF for free, so you don’t have to handle massive file sizes.
Track Timeline and Deadlines
A timeline document is an essential tool for tracking key dates and deadlines in the home buying or selling process. The Balance notes that these dates can be used to keep track of important events, such as closing day, as well as any tasks that need to be done before a given deadline. Crosschecking these timelines ensures all steps are completed on time, which is critical for a successful transaction.
Plotting key dates in advance is an important part of the home buying and selling process. This will ensure that documents are properly retrieved from storage or sent to other parties to be completed on time. Setting reminders ahead of time is a good idea.
Gather All Your Documents
When selling your home, it’s important to be prepared. Realtor.com suggests collecting necessary documents such as title deeds, mortgage details, and tax information beforehand so that the process is smooth and you get paid promptly once closing day arrives. Not only will this save time, but it can protect you from any potential issues during the sale.
Consider Online Banking
Online banking can help keep track of closing costs, taxes, and legal fees associated with any transaction. It also makes it easier to file taxes at the end of the year since all transactions are documented. Additionally, tracking expenses online eliminates worry over paper receipts getting lost due to clutter or forgetfulness which could lead to unexpected fees in the future.
Color-Code Your Physical Files
Color coding files is a great way to simplify organization during a hectic time. Different colors can represent different categories so that documents are easily identifiable at a glance. This eliminates the hassle of searching through tons of files just to find one document, thus taking away the stress from an already difficult situation.
Stay on Top of Your Budget
Moving to a new home can be an exciting time, setting your sights on a new life ahead, but it is expensive. To make sure you keep track of your budget, create a document listing all your expenses. On the list should be major payments from both parties, as well as estimated costs and what you actually spend. This can identify where potential savings might have been made.
Buying or selling your next home can be a daunting process with the long list of paperwork you have to handle, but by digitizing and organizing documents, color coding physical files, listing expenses, and researching mortgages beforehand, you can make sure that everything runs smoothly and efficiently. Taking the time to prepare ahead of time will make the home buying or selling process much more straightforward for you.
This article was written by Suzie Wilson of Happier Home for Northern Lights Home Staging and Design.
Tips for Before and After You Buy
Before you buy, you are probably trying to sell your current home as fast and profitably as possible. Home staging is the best way to make that happen and keep your stress levels low while looking for your new home. I can help you sell fast and for more, wherever you live.
Once you buy your new house, if you are like most folks, you move in quickly and everything remains where it is initially placed. Why not get your colors and design right from the start! Let me help you with an Aligned Design consultation which combines color and design advice and can even create some custom art and decor for you and your new home.
Learn more about Global style design in my article, Tell Your Story with Global Style Interior Design. Curious about what Global Style might be right for you? Take the quiz below. Ready to try to get the look in your own home? Try one of my Edesign packages.
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